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What is the FANF fee?
Fixed Acquirer Network Fee
FANF stands for Fixed Acquirer Network Fee. This fee is assessed directly by Visa, and is assessed based on how much volume your account processes per month. Dharma does not mark this fee up! In-person (Card-Present) accounts have lower FANF fees than Online (Card-Not-Present) accounts. The FANF will not apply to Non-profits that are granted an MCC code of 8398.
Dharma always passes FANF costs directly through with no markup. Typical FANF fees are:
- Storefront Retailer: $2.90/month
- Online merchants processing up to $8,000/month: $9.00/month
- Online merchants processing up to $40,000/month: $15.00/month
- Online merchants processing up to $200,000/month: $45.00/month
Keep reading to see the full FANF charts, and determine exactly how much your organization will be assessed by Visa.
Virtual Merchants (Card-Not-Present)
| Monthly Volume | FANF price |
| Less than $200 | None |
| Less than $1,250 | 0.15% of Total Volume |
| Less than $4,000 | $7.00/month |
| Less than $8,000 | $9.00/month |
| Less than $40,000 | $15.00/month |
| Less than $200,000 | $45.00/month |
| Less than $800,000 | $160.00/month |
| Less than $2,000,000 | $450.00/month |
| Less than $4,000,000 | $1,000.00/month |
| Less than $8,000,000 | $2,000.00/month |
Storefront Merchants (In-person)
| Number of Locations | FANF price/location |
| 1-10 | $2.90/month |
| 11-50 | $4.00/month |
| 51-100 | $6.00/month |
| 101-150 | $8.00/month |
| 151-200 | $10.00/month |
| 201-250 | $14.00/month |
| 251-500 | $24.00/month |