What Our Merchants & Partners Have To Say

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"Dharma has, hands down, the absolute best advertising and sales transparency I’ve seen anywhere in the industry. They only use interchange-plus pricing, and they have no early termination fees, no annual fees, no monthly minimums, no application fees, and no added PCI compliance fees. I’m not sure how they manage to make any money, especially considering that they dedicate profits to charity. No one is getting filthy rich here. The people at Dharma make an honest living, and live with respect and integrity. And did I mention that they’re a certified green business and B-corp? I mean, come on. These people simply rock!" - Amad Ebrahimi, Merchant Maverick
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"Just a note to tell you how happy we are to have Dharma Merchant Services as our vendor. We get bombarded daily by other merchant service companies and they are flummoxed when we tell them we have no intention of switching our business to them because not only does Dharma provide the best rates, but your company demonstrates the values and beliefs we have. Again, many thanks." - Pam Hazlett, San Francisco Camerawork
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"Dharma Merchant Services is the best merchant service provider I have ever worked with. Who knew one could feel that way about their merchant services provider!? I didn't until I started working with them! They are truly dedicated to helping small businesses succeed and that means so much to me and my business and the community. They are reliable, available (as in, you can actually speak with a nice, understanding and kind representative - any time of day!) and great to work with. Their staff are the best and always cheerful and available to help out whenever you need them. If everyone else could have the same ethics, and be so kind, reliable and easy to work with, the world would be a better place. Thank you Dharma! - Briana Bers, Urban Bazaar
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"As a national non-profit, it was important for us to not only partner with a MSP that could meet our needs, but one who also shared our commitment to giving back to the communities it serves. After looking at a number of competing providers, we selected Dharma Merchant Services and strongly recommend you do the same. Since our first conversation in 2012, they have been extremely professional and helpful. They have always worked to resolve any issues that arise, even when those issues were assisting with 'what if' or 'is there a way to' questions originating from us. When necessary, they speak technical terms, otherwise, they do not try to impress you by talking over you. Our experience has been nothing short of exemplary." - Bryan Wyatt, Institute for Financial Literacy
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"We chose Dharma as the Best Merchant Services Provider for small businesses because they are one of the good guys in an industry that is known for shady operators.  Dharma offers low pricing, does not have a monthly minimum charge, and generously donates profits to charity. Unlike most of their competitors Dharma does not charge you an application fee or monthly minimum. They follow an interchange plus pricing model, and take the time to educate customers on the website, even going as far as to discourage tiered pricing all together." -  David Waring, Author, Fitsmallbusiness.com
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Dharma Merchant Services is a pleasure to work with… responsive and professional. I would highly recommend Dharma to any nonprofit or business in need of a cost-effective and efficient merchant service provider.” – Bill Cullison, Guide Dogs for the Blind
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"We really appreciate the support of Dharma Merchant Services. The money we save on fees and the lift we experience by working with a merchant processing company that is aligned with our core business values supports our mission of helping families reduce their dependence on plastics by providing high-quality, plastic-free lunchware alternatives! Please pass along our appreciation to the entire team!" - Sandra Harris, ECOLunchbox  
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"Fantastic, wonderful, great, exceptional, awesome -- are just a few adjectives that come to mind about Dharma. I simply cannot say enough about how it has been to work with them. Its fees were the best I'd found of all the MSPs I looked into, and lower fees did not mean less in the way of services and benefits. I encourage you to go to the Team section of their website and read more about the individuals running Dharma. You'll be impressed. If I had to rate them on a scale of 1 to 10 I'd give them a 100!" - Tom McGuire, DDS, The Dental Wellness Institute, LLC
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"The Dharma Merchant Services website actively promotes Interchange-plus pricing and does not appear to engage in deceptive advertising strategies. We cannot find any negative Dharma Merchant Services reviews at this time; we therefore award the company an “A+” rating. Dharma rates as an exemplary merchant services provider. The company appears to offer transparent pricing and excellent customer service, and its eco-friendly and non-profit initiatives are sure to be appealing for many merchants." - Phillip Parker, Card Payment Options
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"Once again, your response to our questions exceed all expectations. Thank you for the detailed explanation of your reasons for your thorough application process. Thank you for passing savings to us for a little bit of extra work on our part... Perfect! Thank you. You always do such a terrific job explaining everything so it is very easy to understand." - Zhanna Buell, Freshness Farms CSA  
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"We’ve been with Dharma Merchant Services for a few years now and have nothing but positive things to say about them. They say, 'If it seems too good to be true, it probably isn’t.'  Well, Dharma Merchant Services is definitely one exception to this rule. If you're reading this, and considering switching service to Dharma, wait no more. You won’t be disappointed!" - Jeff Pokorny, Innovative Supply Company LLC
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I must say that working with Dharma has been a real pleasure. You have supported us like a partner 100%. Your company has been extremely attentive to our needs and timelines. On behalf of PRMC, thank you to your team!” – Mark Keller, Prather Ranch Meat Company
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"Unlike other merchant service providers, the team at Dharma is easy to get in touch with! I love knowing that they have my back and will work hard to make sure I have a great experience with them. We chose Dharma Merchant Services because of their commitment to sustainability and social justice, but will stay with them for their excellent customer service!" - Tracy Puhl, GladRags
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Thanks for saving us money! You've saved us one third of our costs even after our current provider had lowered our rates… Awesome, awesome, awesome!” - Jim Kegley, Joseph Ricciardi Paints
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"Working with Dharma Merchant Services was an extremely easy, straight forward, and professional experience. They embody the model of true customer service which can be very hard to come by these days. We did not get a machine when we called, we were not treated like a number, we were real people, with a real business need and a caring sales and support staff willing to assist. We were in business within hours of signing on board with Dharma." - Howard Oviedo, Beyond Limits Riding  
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"Well, our mom and pop lodging business moved over to Dharma in early 2014 from a past Merchant Maverick #1 that is no longer in that position, and I must say we are thoroughly delighted with Dharma. Dharma is a value player. They are fair, straightforward and are pleasant in communications and that’s what all businesses need, and should strive to be in their relationships with customers/clients. Don’t be fooled by cheap, as cheap gets what cheap gives and Dharma rises above such shell games and trickery. Bottom line: we saved money by switching to Dharma and after 15 years in business have finally found comfort with our move and new Dharma relationship." - Ernest Stahl, Sleepy Hollow Motel
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Right from the start, Dharma Merchant Services impressed us with the superb level of customer support it offered us in the setting up of our account. They’ve exceeded our expectations in terms of savings and service.” - John McDermott, Tech Soup Global
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"Thank you so much for your excellent service. I will be recommending you to anyone I can convert!" - Bepi Pinner, Owner
, Ninth Street Dance
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"I have been using Dharma Merchant Services for credit card processing for my acupuncture practice for almost 3 years now. They are an outstanding company. When I was researching potential credit card processors, my experience with DMS was the complete opposite of my experience with the other 3 or 4 companies I looked at closely. They were up front with all of the information I needed to make an informed decision, and they explained things in a way that made sense. I have been extremely satisfied with their service. In addition to everything being exactly as promised when I signed up, they are very helpful whenever I have a question or need help with something, which is not often because everything works so smoothly and logically. I highly recommend Dharma, and I am very grateful that I found them. As others have said, if I could give them more than 5 stars, I would!" - Marjorie Shovlin, Acupuncture on Capitol Hill
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"I do value greatly that I can call Dharma when a problem arises. Especially since so many of the 'merchant services providers' are hidden from view." - Jill Pollack, Director, StoryStudio Chicago
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"I’ve been recommending Dharma Merchant Services to our clients for about 8 years. I’ve worked with several other providers over time and before meeting Jeff, I’d generally be disappointed with how long it would take to get an account setup. Since working with Jeff and Dharma, every one of our clients that we’ve sent them has had a great experience. They’re very quick with getting a new account up and they’re great to work with. And, their rates are really good too. I had an account through another provider and no one had been able to beat the rates I was paying, until Jeff looked at my account. So I switched too and since then, I continue to be very happy with the services I’ve been receiving. I can’t recommend them more highly." - Steve Lillo, Planet Link
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"The devices were super easy and great to have at the event, thank you!" - Sophie Jaggi, Tipping Point  
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"It’s a real pleasure to work with Dharma MS… a morale boost to feel confident about our merchant provider. The clarity of our business relationship and your willingness to answer questions is greatly appreciated." - Dharam S. Khalsa, San Francisco Foliage  
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"Working with you to resolve this matter has been a very positive affirmation of my decision to choose Dharma as my merchant service company.
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, Coast Acupuncture