Dharma for Storefront

Simple payment processing for brick-and-mortar merchants.

Storefront Rates

.25% + $.10

above Interchange

Retail credit card transactions with Dharma are always the same low rate. You pay only interchange and credit card branding fees.

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Countertop terminals

The PAX terminal line offers all of the features you’ll need to run a successful business. Every PAX terminal will include PIN debit, Apple Pay, EMV (chip card) reading and a 2 year warranty. Dharma offers both wired and wireless models as well as external PINpads, depending on your needs.

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ShopKeep POS

Looking for a full featured POS system? Look no further than ShopKeep. This iPad based system makes setting up your retail business a breeze, with inventory management, employee time clocks, and in-depth reporting features to stay on top of your finances.

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Mobile Swiping

Need to accept mobile payments? No problem. With Authorize.net, you can take payments through your Apple or Android device with ease. All Authorize.net accounts sync with QuickBooks for easy reporting, and also offer advanced features like automatic recurring billing.

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Get a free consultation from Dharma

Get Started

Already accepting credit cards? We’ll perform a free review.

New to credit card acceptance? We’ll answer all of your questions.

We’ll offer real answers and real solutions, so you don’t have to waste time.

When you work with us, you have a partner you can trust.

Quick & easy paperless sign up.
Free consults with trained, non-commissioned staff to help meet your needs.
Simple & hassle-free terminal setup and gateway creation.
Your support questions are answered by real people.
24-hour tech support.

What Retail Merchants Have To Say About Dharma

"Fantastic, wonderful, great, exceptional, awesome -- are just a few adjectives that come to mind about Dharma. I simply cannot say enough about how it has been to work with them. Its fees were the best I'd found of all the MSPs I looked into, and lower fees did not mean less in the way of services and benefits. I encourage you to go to the Team section of their website and read more about the individuals running Dharma. You'll be impressed. If I had to rate them on a scale of 1 to 10 I'd give them a 100!" - Tom McGuire, DDS, The Dental Wellness Institute, LLC
I must say that working with Dharma has been a real pleasure. You have supported us like a partner 100%. Your company has been extremely attentive to our needs and timelines. On behalf of PRMC, thank you to your team!” – Mark Keller, Prather Ranch Meat Company
ricciardi paints testimonial
Thanks for saving us money! You've saved us one third of our costs even after our current provider had lowered our rates… Awesome, awesome, awesome!” - Jim Kegley, Joseph Ricciardi Paints
"Dharma Merchant Services is the best merchant service provider I have ever worked with. Who knew one could feel that way about their merchant services provider!? I didn't until I started working with them! They are truly dedicated to helping small businesses succeed and that means so much to me and my business and the community. They are reliable, available (as in, you can actually speak with a nice, understanding and kind representative - any time of day!) and great to work with. Their staff are the best and always cheerful and available to help out whenever you need them. If everyone else could have the same ethics, and be so kind, reliable and easy to work with, the world would be a better place. Thank you Dharma! - Briana Bers, Urban Bazaar
"I have been using Dharma Merchant Services for credit card processing for my acupuncture practice for almost 3 years now. They are an outstanding company. When I was researching potential credit card processors, my experience with DMS was the complete opposite of my experience with the other 3 or 4 companies I looked at closely. They were up front with all of the information I needed to make an informed decision, and they explained things in a way that made sense. I have been extremely satisfied with their service. In addition to everything being exactly as promised when I signed up, they are very helpful whenever I have a question or need help with something, which is not often because everything works so smoothly and logically. I highly recommend Dharma, and I am very grateful that I found them. As others have said, if I could give them more than 5 stars, I would!" - Marjorie Shovlin, Acupuncture on Capitol Hill