0.20% + $0.10 (Storefront)
0.30% + $0.15 (Virtual)
We’re committed to helping nonprofits keep their costs low. That’s why we offer reduced pricing on our standard accounts for registered nonprofit organizations. We’ve worked with nonprofits since we opened our doors, and are acutely aware of your specific needs. We’ll help ensure your account is properly classified by the card associations for the lowest possible Interchange rates, and educate you on combating potential fraud. Combined with our reduced margins, we allow you to accept donations and payments at great low rates. (See below for pricing details.)
Interchange-plus pricing. No surprises, 100% transparency.
This is the fairest pricing model in the industry. Our margins are flat and fixed, so you always get a fair deal. No long-term contracts, no hidden fees. All nonprofits get further reduced pricing with Dharma to help keep costs low.
Pricing: We believe in full disclosure.
|Retail Margins||0.20% + $0.10/authorization|
|eCommerce Margins||0.30% + $0.10/authorization|
|Authorize.net (if needed)||$20/month, $0.05/transaction|
|Interchange Fees||Passed-through at cost|
|Card Assessment Fees||Passed-through at cost|
|AVS Fee (for keyed sales)||$0.05/transaction|
|Wireless Service Fee||$20/month|
|PCI Compliance||$7.95/mo. if a web-scan is required|
|PIN Debit Fees (if applicable)||Passed-through at cost ($48/year)|
|ACH Reject Fee||$30/instance|
What does Dharma NOT charge?
|Monthly minimum fees?||None|
|Long term contracts?||None|
|Early termination fees?||None|
Top Frequently Asked Questions
Read our most common FAQs, and browse our Knowledge Base to learn more.
Nonprofit Donation Pages
Do you need help creating a website that allows you to easily take payments for registrations, fundraising, or one-time events? Dharma partners with 4aGoodCause for the perfect solution. For a low monthly fee you can have a customized solution built just for your organization.
With 4aGoodCause, you can easily create custom donation pages that will work across all types of devices — computers, tablets, and smartphones. As your members continue to use mobile technology to donate, it’s important that you have a solution that will allow you to maximize your impact. 4aGoodCause makes it very easy to track your donations, stay in touch with your donors, and encourage recurring, repeat giving. Donations made through this system are 73% larger than the national average! Click below to start improving your donations and engage with your community more powerfully.
There’s a reason Authorize.net is a household name in the payments industry. They’ve developed a reputation for being easy-to-use, cost effective, and provide numerous ways for you to easily take payments and manage your business.
- Take payments directly through your website.
- Use a Virtual Terminal to “key in” transactions you receive over the phone or in the mail.
- Swipe cards through your smartphone or tablet.
- Setup automatic, recurring payments so that you can “set it and forget it.”
- Accept Level-2 data to further reduce your processing fees.
- Integrate Apple Pay processing into your website and mobile app.
All Authorize.net accounts include free QuickBooks syncing so that you can easily manage your credit card processing within your existing QuickBooks Online account, at no additional cost.
Do you just need to accept credit cards in person? No problem. The Verifone Vx520 is well known as one of the most reliable terminals in the industry. It has all of the major features you’d expect – EMV acceptance, IP/Dial-up connectivity, an internal PinPad for PIN-debit transactions, and a familiar menu structure for merchants who’ve utilized the Verifone product line in the past. See a full feature list:
- Fully EMV-capable so you can accept chip cards, right out of the box.
- Internal Ethernet (IP) connection as well as a dial-up phone line, so you can choose how you want to connect.
- Internal PIN-pad for taking PIN debit sales.
- Accept Chip+Signature, and Chip+PIN is coming soon…
- Vx520 terminals can be setup as “Multi-merchant” terminals so that multiple businesses can share the same terminal.
- Backlit screens and keys make for quick and easy inputting of sales.
- Easy-to-use menus and user-friendly controls make this terminal a fast favorite.
- This terminal uses standard 85′ paper rolls, with a “drop in” loading technology.
- Verifone stands behind their products with a 1 year warranty.
When you work with us, you have a partner you can trust.
Quick & easy paperless sign up.
Guaranteed 48 hour funding, Next-Day funding offered for retail merchants.
Free consults with trained, non-commissioned staff to help meet your needs.
Simple & hassle-free terminal setup and gateway creation.
Your support questions are answered by real people.
24-hour tech support.
What Nonprofits Have to Say About Dharma
"Working with Dharma Merchant Services was an extremely easy, straight forward, and professional experience. They embody the model of true customer service which can be very hard to come by these days. We did not get a machine when we called, we were not treated like a number, we were real people, with a real business need and a caring sales and support staff willing to assist. We were in business within hours of signing on board with Dharma." - Howard Oviedo, Beyond Limits Riding
"As a national non-profit, it was important for us to not only partner with a MSP that could meet our needs, but one who also shared our commitment to giving back to the communities it serves. After looking at a number of competing providers, we selected Dharma Merchant Services and strongly recommend you do the same. Since our first conversation in 2012, they have been extremely professional and helpful. They have always worked to resolve any issues that arise, even when those issues were assisting with 'what if' or 'is there a way to' questions originating from us. When necessary, they speak technical terms, otherwise, they do not try to impress you by talking over you. Our experience has been nothing short of exemplary." - Bryan Wyatt, Institute for Financial Literacy
“Dharma Merchant Services is a pleasure to work with… responsive and professional. I would highly recommend Dharma to any nonprofit or business in need of a cost-effective and efficient merchant service provider.” – Bill Cullison, Guide Dogs for the Blind