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Ready to work with us? Wonderful! Here is how to get started:

1. Review Our Pricing
If you haven't already done so, please review our pricing. We want to make sure you're fully informed
of all of the rates and fees involved, so that you know what to expect and you're happy with the account
we set up for you. If you're already processing and want to know how we compare to your current
merchant account provider, request a comparison.

2. Call us at 866-615-5157, between 8am and 6pm Pacific Time
We'll walk you through our merchant account application together over the phone. As we ask you the
application questions, we fill it out for you. That way we get to know you better and make sure we set
up your account properly. We then email you the application with page-by-page instructions on how to
complete it, and what documentation we need with the application.

3. Return the application
You print, sign and return the application, either by fax, email or snail mail. We submit it for
underwriting, which usually takes 2-3 business days.


That's it!

Once you're approved, we either reprogram your terminal or create your Authorize.Net gateway
account. Either way, we walk you through configuring and testing the new setup, and make sure you're
ready for processing.


The only thing you have
to remember is how
fortunate you are.
- Sri Sri Ravi Shankar
© 2010 Dharma Merchant Services
Dharma Merchant Services is a registered MSP/ISO for Merrick Bank Corp., Woodbury, NY, 11797.
Dharma Merchant Services is an Independent Contractor for Humboldt Merchant Services, a division of Moneris Solutions, Inc. sponsored by Harris N.A., Schaumburg, IL.
Dharma Merchant Services:
Commerce with Compassion